Mandatory Auto Insurance in Illinois

According to IL Secretary of State Jesse White's website,, Illinois' mandatory auto insurance laws are a significant consumer protective act.  You are in compliance of the law if you have insurance coverage of $20,000 for injury or death of one person in an accident, $40,000 for injury or death of more than one person in an accident and $15,000 for the damage of another person's property (20/40).  State minimum coverage in Illinois is different than the state minimum coverage than in Indiana, but it seems that 25/50 is the most common state minimum limit nationwide.  Your local independent insurance agent can help you stay compliant no matter where you live.  

Google By Chris Albu

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SR-22 Insurance – What You Need to Know

Posted Thursday, September 8, 2016

SR-22 insurance is a special kind of car insurance coverage which is necessary for certain kinds of drivers under special circumstances. We will review what this coverage is about in more detail and how it can be obtained.

SR-22 insurance is required for drivers who have had problems or circumstances which makes them higher risk than other kinds of drivers. A number of states have established requirements for SR-22 insurance based on a number of factors and circumstances. These can include the following:

Driving without insurance in states which require that all drivers carry a minimum amount of insurance coverage. Illinois is one state which is very strict about this requirement. So if you operate a vehicle in that state and do not have insurance coverage, you may be required to obtain this SR-22 insurance.
Driving while intoxicated or...Read More