4 Common Auto Insurance Discounts

Most customers, while thinking of the best insurance coverage, think that the best coverage is the most expensive one. Sometimes that is true. 

But in some cases paying more is not always the way to get the best coverage. You can get maximum value for the monthly premium you pay by having a knowledge about the auto insurance discounts available in the market. 

The most common auto insurance discounts include:

1. Safe driver discount. Most insurance companies offer this discount to drivers who have a good driving record. It is a way of encouraging people to drive safely. With this discount you can save as much as 40% of the total amount you pay as premium.

2. Multi-car discount. This policy is offered to customers with more than one car. It is offered when a customer has a number of cars attached to one policy with the same insurance company.

3. Multi-policy discount. A multi-policy discount is based on having more than one insurance policy under the same name. For instance you might have your car and your home insured by the same company.

4. Long term customer discount. Most insurance companies will reward their long term customer’s loyalty with an insurance discount.

It is smart to know the auto insurance discounts that you qualify for. To know more about auto insurance discounts you qualify for contact your insurance company.