Illinois SR22 Insurance

SR22 Insurance Illinois

An Illinois SR22 may be obtained by contacting an insurance company that is authorized to write SR22 policies for Illinois. When payment is made to an insurance agency, the agent will submit a request for an SR22 Illinois certificate to the central office. The Illinois SR22 certificate will then be sent directly to the Secretary of State in Springfield. This process may take up to 30 days. Upon acceptance, the individual will receive a copy of the Illinois SR22 from the insurance company and a letter from the Secretary of State.

Illinois SR22 – What is SR22 Illinois

An Illinois SR22 is a certificate of insurance filed by the home office of an insurance company directly to the Secretary of State. The SR-22 certificate is issued in one of the following forms:

• Operator’s Certificate – This policy covers the motorist in the operation of any non-owned vehicle. If the motorist does not own a vehicle, the financial responsibility requirement can be met through the Operator’s Certificate.
• Owner’s Certificate – This policy covers vehicles owned by the driver. The type of vehicle must be listed on the SR22 Illinois or may be issued for “All owned vehicles”.
• Operators-Owners Certificate – This certificate covers all vehicles owned or non-owned by the driver.

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