SR22 Insurance
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SR22 Insurance
When an motorist’s operator license is suspended upon conviction of a major offense, that driver must submit proof of car insurance to the DMV before being reinstated. This filing provides that the driver has an auto liability policy in effect that cannot be canceled without prior notice. A valid SR22 Proof of Insurance form must be filed with the DMV for three years after the end of the suspension. If the DMV receives a cancellation notice or does not have a current SR22 form on file at any time during the three-year period after reinstatement, the motorist’s driving privileges will become suspended again. If a motorist is convicted of driving while suspended, the violation carries a mandatory minimum suspension of 90 days served concurrently with any other suspensions.
Suspension Types and Reinstatement Forms
A motorists involved in accidents or who have received citations for traffic offenses may be required to submit one or more of the following forms to the DMV. Each form lists the address to which it should be addressed.
- SR16 – A form used by courts to notify the DMV that a driver has been convicted of, failed to appear for, or failed to pay a citation for violating a motor vehicle law. This form also notifies the DMV if any of the above orders have been rescinded.
- SR17 – A form used by courts to notify the DMV that a hardship or probationary license will be issued to the motorist named in the order. This form tells the DMV the duration of the license and any limits on the motorist’s driving privileges.
- SR21 – The SR21 form must be completed and submitted by any motorist involved in an accident resulting in injury, death or property damage in excess of $1,000. The form should be signed by the motorist’s insurance company verifying insurance coverage, and mailed to the address listed on the form within ten days of the accident.
- SR22 – The SR22 form is used for proof of financial responsibility by drivers who have been convicted of an offense which requires the driver to maintain financial responsibility for a three-year period. An SR22 must be filed with the DMV for three years from a date determined by the DMV.
- SR23 – The SR23 form is used for proving financial responsibility for vehicle fleets.
- SR26 – The SR26 form is used by insurance companies to notify the DMV that a policy reported on an SR22 or SR23 form has been canceled. The SR26 form carries the cancellation date.
- SR31 – The SR31 form and an accompanying package are used by motorists who wish to use a method other than an insurance policy to prove financial responsibility.
- SR33 – The SR33 form is used by a court to notify the DMV of the statutes and amount of a financial judgment against the owner or operator of a motor vehicle.
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Indiana SR50 – The SR50 form is used by a motorist to provide proof of current insurance to the DMV. The form shows the DMV the beginning and ending dates of the current policy.
