SR22 Insurance
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Indiana SR22 Insurance
When an Indiana motorist’s operator license is suspended upon conviction of a major offense, that driver must submit proof of Indiana car insurance to the BMV before being reinstated. This filing provides that the driver has an auto liability policy in effect that cannot be canceled without prior notice. A valid Indiana SR22 Proof of Insurance form must be filed with the BMV for three years after the end of the suspension. If the BMV receives a cancellation notice or does not have a current Indiana SR22 form on file at any time during the three-year period after reinstatement, the motorist’s driving privileges will become suspended again.
If a motorist is convicted of driving while suspended, the violation carries a mandatory minimum suspension of 90 days served concurrently with any other suspensions.
Indiana Suspension Types and Reinstatement Forms
Indiana motorists involved in accidents or who have received citations for traffic offenses may be required to submit one or more of the following forms to the BMV. Each form lists the address to which it should be addressed.
- Indiana SR16 - A form used by courts to notify the BMV that a driver has been convicted of, failed to appear for, or failed to pay a citation for violating a motor vehicle law. This form also notifies the BMV if any of the above orders have been rescinded.
- Indiana SR17 - A form used by courts to notify the BMV that a hardship or probationary license will be issued to the motorist named in the order. This form tells the BMV the duration of the license and any limits on the motorist’s driving privileges.
- Indiana SR21 - The SR21 form must be completed and submitted by any motorist involved in an accident resulting in injury, death or property damage in excess of $1,000. The form should be signed by the motorist’s insurance company verifying insurance coverage, and mailed to the address listed on the form within ten days of the accident.
- Indiana SR22 – The SR22 form is used for proof of financial responsibility by drivers who have been convicted of an offense which requires the driver to maintain financial responsibility for a three-year period. An SR22 must be filed with the BMV for three years from a date determined by the BMV.
- Indiana SR23 – The SR23 form is used for proving financial responsibility for vehicle fleets.
- Indiana SR26 – The SR26 form is used by insurance companies to notify the BMV that a policy reported on an SR22 or SR23 form has been canceled. The SR26 form carries the cancellation date.
- Indiana SR31 – The SR31 form and an accompanying package are used by motorists who wish to use a method other than an insurance policy to prove financial responsibility.
- Indiana SR33 – The SR33 form is used by a court to notify the BMV of the statutes and amount of a financial judgment against the owner or operator of a motor vehicle.
- Indiana SR50 – The SR50 form is used by a motorist to provide proof of current insurance to the BMV. The form shows the BMV the beginning and ending dates of the current policy.
